Nonprofit Relief & Recovery Resources

Nonprofit Resources for Disaster Relief & Recovery

Many organizations around the state support relief and recovery to North Carolinians when natural disasters occur. The Center is here to support you with the information and resources below to use and share with your communities. If you know of a local organization or resource to add, please let us know. We'll continue to update this information as we receive it.

First StepsFinancial ResourcesRecovery Loans & Funds
Human ResourcesResource OrganizationsGuides, Articles, Toolkits


First Steps

Important first steps if your nonprofit organization is in a federally declared disaster area.

  1. Contact your insurance company to file a claim. If you lease your space, verify that the owner has contacted his/her insurance company. Recommendations from insurance companies:
  • Take inventory and photos of damage. Make temporary repairs to protect your property from further damage. Save all your receipts and do not throw away damaged property.
  • If you need to relocate, keep your receipts for all related expenses.
  • Be careful of fraudulent contractors. Check credentials and/or check with your insurance company.
  1. Register with FEMA (through the Small Business Administration (SBA)). Relevant deadlines will be posted.
  • Register (aka create an account) on the SBA website. The account must be registered to an individual to verify identity; the account allows you to file applications online on behalf of your organization.
  • Complete the Disaster Loan Application online. This serves as your registration with FEMA. Filing requirements include:
    • Tax Information Authorization (IRS Form 8821/4506-T), completed and signed by each applicant, each principal owning 20% or more of the applicant business, each general partner or managing member; and, for any owner who has more than a 50% ownership in an affiliate business.
    • Complete copies, including all schedules, of the most recent federal income tax returns for the applicant business; an explanation if not available.
    • Personal Financial Statement (SBA Form 413) completed, signed, and dated by the applicant (if a sole proprietorship), each principal owning 20% or more of the applicant business, and each general partner or managing member.
    • Schedule of Liabilities listing all fixed debts (SBA Form 2202 may be used).
    • Additional nonprofit requirements:
      • Articles of Incorporation (if incorporated)
      • By-laws
      • Charter (if applicable)
      • Board of Directors Resolution giving approval to apply to the SBA for disaster loan (may be provided after offer of a loan)
      • Complete copies of the organization's most recent tax returns OR a copy of the organization's IRS tax-exempt certification and complete copies of the three most recent years operating results
      • Current balance sheet and operating statement dated within 90 days of application
      • Names and addresses of all officers, trustees, and directors
      • Organization affiliation (if any)
      • Name, address, and phone numbers of all insurance companies providing coverage at the date of the disaster; all policy numbers, copies of policy coverage pages, and recovery settlements to date (if any)
      • Specifics of all disaster-related grants and/or funds received from FEMA
  • Once filed, the SBA will follow up on your application to request additional information and/or identify disaster loan options

Helpful Guides

The Three-Step Process for Disaster Loans

Disaster Assistance Loans Fact Sheets

Fact Sheet for Businesses of All Sizes (including frequently asked questions)


FEMA: 800-621-3362

Small Business Administration: 800-659-2955 or


Financial Resources


Internal Revenue Service

The Internal Revenue Service (IRS) offers tax relief for organizations recovering from disaster situations.

Helpful Guides:

Preparing for a Disaster (Taxpayers and Businesses)

Business Casualty, Disaster, and Theft Loss Workbook

Reconstructing Records After a Natural Disaster

Contact: 877-829-5500


Human Resources


Disaster Unemployment Assistance

Offered through the NC Division of Employment Security, workers who are or may become unemployed due to a declared disaster may be eligible for Disaster Unemployment Assistance (DUA). If approved, you can collect DUA for up to six months following the date of the disaster. 

  • Create an account on the DES website and apply for regular unemployment insurance
  • If your application is declined, contact DUA to request assistance. These applications must be filed within 30 days.


NC Division of Employment Security: 888-737-0259

Disaster Unemployment Assistance: 866-795-8877,


Coping with Emotional Crisis

Following a crisis or disaster, nonprofit staff members can experience unprecedented levels of fear and concern, especially if the organization's viability is seriously threatened. Here are suggestions on how to cope with these emotions and situations, including how they may manifest, how to identify them, and how to restore normalcy. (Nonprofit Risk Management Center)


Paying Employees During Emergencies

An outline of the federal laws and regulations employers need to pay attention to when deciding how and when to pay employees during an emergecy or natural disaster, including the Fair Labor Standards Act, Family and Medical Leave Act, Uniformed Services Employment and Reemployment Rights Act, Americans with Disabilities Act, Occupational Safety and Health Act, National Labor Relations Act, Leave banks, Unemployment, and Federal relief. (Society for Human Resources Management)


Recovery Loans & Funds


Business Recovery Counseling

The NC Small Business and Technology Development Center (SBTDC) offers free counseling and assistance to:

  • Assess the financial impact on your organization
  • Develop strategies for your recovery
  • Reconstruct financial statements
  • Evaluate options with creditors
  • Prepare SBA disaster loan applications

Locations & Contacts: 800-258-0862 (county directory and regional map)


Disaster Legal Services Hotline

The Disaster Legal Services Hotline is a pro bono legal project of the NC Bar Association, Legal Aid of NC, American Bar Association, and Federal Emergency Management Agency to provide disaster legal services for NC counties approved by FEMA to receive federal assistance. The NCBA Young Lawyers Division coordinates the North Carolina Disaster Legal Services effort. Disaster victims, including nonprofits, who have disaster-related legal questions or concerns may call.

Contact: 833-242-3549 weekdays between 9 a.m. and noon


Carolina Small Business Development Loans

The Carolina Small Business Development Loans assist small business owners in preparing for disasters and recovering - immediate and long-term - if disaster occurs. They offer low-interest loans as a complement to Small Business Administration and other disaster recovery programs.

Helpful Guide:

Small Business Disaster Recovery & Resiliency Kit

Contact: contact form or 919-803-1437


Disaster Recovery Grant Program

The Golden LEAF Foundation administers the Disaster Recovery Grant Program, offering grants to nonprofits to repair or replace infrastructure and equipment damaged or destroyed by Hurricanes Matthew, Florence, Michael, and Dorian. Infrastructure includes nonresidential buildings that serve the public, water, sewer, stormwater, and other publicly owned assets. This program is intended to address unmet needs following insurance and available federal assistance including FEMA Public Assistance and/or an SBA loan. 

Contact: 888-684-8404


NC Rural Center

A subsidiary of the NC Rural Center, Thread Capital offers the Resilient Recovery Loan program for small organizations, providing low-interest loans up to $250,000 to meet the extended challenges faced during an organization's disaster recovery, including repairing physical damage and recouping from more significant economic losses. Eligible organizations must:

  • Be a North Carolina small business affected by a declared disaster
  • Have at least one employee
  • Have any individual with greater than 20% ownership in the organization co-sign the loan
  • Submit documentation verifying physical and/or economic injury to their business.

Apply online.

Contact: 919-212-4950


U.S. Small Business Administration

The Small Business Administration (SBA) provides low-interest disaster loans up to $2 million that cover physical damage and economic injury for organizations of all sizes. (If you've registered with FEMA as noted in #2 above, you've already completed the SBA loan application.) Create an account and apply online.

Contact: 800-659-2955 or


Additional Resources

North Carolina Organizations

NC 2-1-1    Real-time disaster assitance, and health and human services resources and support

NC Department of Health & Human Services    Health and human services resources

NC Emergency Management

ReadyNC    Recovery and rebuilding resources and assistance for individuals and communities


Activate Good

Carolina Center for Public Service

Catholic Charities of the Diocese of Raleigh

Food Bank of Central and Eastern North Carolina

Legal Aid of North Carolina

NC Hospital Foundation

North Carolina Community Foundation    Covers many rural parts of eastern North Carolina

North Carolina Volunteer Opportunities

Outer Banks Community Foundation

Samaritan’s Purse

Second Harvest Food Bank of Metrolina    Includes additional links for food and pet food assistance in your area

Triangle Community Foundation

United Way of North Carolina (and local United Ways)


National Organizations

All Hands and Hearts – Smart Response

American Red Cross

Crisis Cleanup

E4E Relief, LLC    Employee relief programs for orgs

FEMA (Federal Emergency Management Agency)

Humane Society of the United States    For displaced animals

IRS Disaster Assistance and Emergency Relief

SBP (St. Bernard Parish)


Guides, Articles, Toolkits

Disaster Philanthropy Playbook

Disaster Planning for Nonprofits Guide & Video Series (Nonprofit Association of Oregon)

Disaster Relief Resources for Charities and Contributors (IRS)

Disaster recovery resources for caregivers, clinicians, and parents (NC Child)

Disaster Response: From Relief to Resiliency (Common Impact)

Emergency preparedness checklists and safety tips (SBA)

Southeast Disaster Preparedness Resources and Hotlines (Tulane University School of Social Work)

Toolkit for Building Organization Resilience (North Carolina Center for Nonprofits)

Workplace weather and natural disaster resources (Society for Human Resource Management)