Join this discussion for an overview of the current healthcare landscape as it relates to nonprofit employee benefits. We’ll explore various strategies employers are deploying to mitigate cost and risk, and the pros and cons of nontraditional health care options for smaller nonprofits including Qualified Small Employer Health Reimbursement Arrangements (QSEHRA), Exclusive Provider Organization (EPO) plans, Professional Employer Organizations (PEO), and Association Health Plans (AHP).
We extend our heartfelt support to the communities impacted by Hurricane Helene in western North Carolina. We'll continue to share resources for nonprofits and how to help.
Insurance
New IRS regulations address a quirk in the Affordable Care Act (ACA) health insurance marketplace known as the “family glitch” and may provide relief for employees covering family members on group health insurance plans. Specifically, covered family members may be eligible for subsidies under the ACA on individual plans. Join Marsh McLennan Agency to learn about the “family glitch” changes and how they may benefit your family.
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Societal structures exist in America that enable healthy lives for some and unhealthy lives for others. Leaders are uniquely positioned to drive social movement in the communities they serve. They are also charged with investing in their talent and removing barriers to healthy living within their organizations. Total rewards programs have come a long way for many nonprofits, and yet, one major area where health inequities still exist is in health benefits plan design.
Insurance policies are some of the most important tools that help nonprofits mitigate legal liability. This session will provide an overview of the variety of insurance available to nonprofit organizations and offer insights into key considerations for nonprofit leaders in deciding what type of insurance coverage is the best fit for their organizations.
Disclaimer: This recording is from the 2021 Nonprofit Legal Compliance Workshop, hosted on September 15, 2021. Some laws and rules may have changed since that date.
Each nonprofit organization has different needs. What Basic Insurance Coverage Should a Nonprofit Consider? outlines the types of insurance appropriate for nonprofits and how nonprofit staff and board teams can determine the best options for their orgranization's needs.
State Liability Laws for Volunteers and Charitable Organizations: An Overview covers the general legal liability environment in the U.S. and has a section dedicated to North Carolina statutes protecting different types of volunteers and those pertaining to other organizational liabilities. (Nonprofit Risk Management Center, 2010)
In this webinar, learn about the factors driving the nonprofit insurance crisis, resulting in non-renewals of overall insurance programs or certain lines of coverage within their insurance program, or renewals only with steep increases in cost and/or a reduction in coverage. Such factors include:
Worker's compensation in mandated by each state and covers expenses an employer is required to pay for injuries or illness an employee suffers at work. Under requirements by the North Carolina Workers’ Compensation Act, any incorporated nonprofit with three or more employees and/or corporate officers (includes officers on nonprofit boards, even though they are unpaid, and subcontractors without their own coverage) is required to provide workers' compensation coverage.
Does a nonprofit really need to purchase directors and officers liability insurance? The short answer is "yes." Find out why in this article from Nonprofit Quarterly.
Sample request for proposal for property and liability risk management and insurance consulting services.