Workers’ compensation coverage issues can be subtle and complicated. This practical discussion can help nonprofit organizations determine when they must carry workers' compensation insurance in order to be in compliance with North Carolina law.
Workers compensation
Each nonprofit organization has different needs. What Basic Insurance Coverage Should a Nonprofit Consider? outlines the types of insurance appropriate for nonprofits and how nonprofit staff and board teams can determine the best options for their orgranization's needs.
Worker's compensation in mandated by each state and covers expenses an employer is required to pay for injuries or illness an employee suffers at work. Under requirements by the North Carolina Workers’ Compensation Act, any incorporated nonprofit with three or more employees and/or corporate officers (includes officers on nonprofit boards, even though they are unpaid, and subcontractors without their own coverage) is required to provide workers' compensation coverage.
Get guidance on commonly asked questions about insuring volunteers, including what types of claims could be filed against your nonprofit and what coverages are available to protect your organization. (Nonprofit Risk Management Center)
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