Workers compensation

Each nonprofit organization has different needs. What Basic Insurance Coverage Should a Nonprofit Consider? outlines the types of insurance appropriate for nonprofits and how nonprofit staff and board teams can determine the best options for their orgranization's needs.

Worker's compensation in mandated by each state and covers expenses an employer is required to pay for injuries or illness an employee suffers at work. Under requirements by the North Carolina Workers’ Compensation Act, any incorporated nonprofit with three or more employees and/or corporate officers (includes officers on nonprofit boards, even though they are unpaid, and subcontractors without their own coverage) is required to provide workers' compensation coverage.

Get guidance on commonly asked questions about insuring volunteers, including what types of claims could be filed against your nonprofit and what coverages are available to protect your organization. (Nonprofit Risk Management Center)

By Kevin Bunn

Workers’ compensation in North Carolina provides medical treatment and wage replacement payments for employees who become injured in an on-the-job accident or develop a job-related disease or disorder. The goal of the workers’ compensation system is to return injured employees back to work as quickly as possible. It’s an important program, especially for small nonprofits. Here are five important reasons why nonprofit organizations need workers’ comp in North Carolina: